Manage your compliance and fraud with penditity

Reach, identify, verify and accept payments from any of the world’s 4.2Bn financially included persons.

Our product offerings revolve around optimising the online payment journey in a global, seamless and secure way.

We empower cross-border, regulated and high value businesses with specialist banking services, with a single integration to our solutions.

About iSignthis - e-Know Your Customer-1

 

Instant, global reach of the world’s 4.2Bn “banked” persons

Instant, global reach of the world’s 4.2Bn “banked” persons

Live, dynamic, up-to-date KYC source data

Live, dynamic, up-to-date KYC source data

Real-time onboarding and offboarding payouts

Real-time onboarding and offboarding (payouts)

Lower friction & cost

Lower friction & cost

Our patented technology

Payment Instrument Verification (PIV) is a technology which combines the verification of the user’s identity with the authentication of their payment transaction to deliver regulatory compliance to an enhanced due diligence (EDD) standard.

It allows merchants to unlock the identity in a financial transaction and it is successfully used:

  • to prevent Card Not Present (CNP) fraud and/or,
  • on-board customers in 3 to 5 minutes and meet AML/CFT KYC requirements
100 100

Customer makes a payment using a debit card and the payment is processed by iSignthis

100 100 64.12 €35.88

The transaction is randomly divided into two amounts creating a dynamic “secret”

64.12 €35.88 Merchant A Merchant A

The customer logs in to their online banking and retrieves the dynamic “secret”

Confirmation of the “secret” succesfully identifies the customer

This process is then linked to our Digital KYC, SCA and other Fraud Protection products

proactive

A proactive approach to fraud

Our FRAML engine is one of the few systems that uses a proactive approach to fraud.

Depending on your industry and risk appetite, you can choose the tools that best suit your business.

Risk engine with set thresholds
Transaction monitoring and reporting
Explorefeature
  • Proactively deters third party, card-not-present (CNP) fraud
  • Provides the card scheme-mandated “compelling evidence” to defend against chargebacks, as it authenticates transactions
  • Avoids customer abandonment due to otherwise Avoids customer abandonment due to otherwise 3DSecure
  • Reduces reliance on predictive systems that often lead to false negatives by rejecting legitimate transactions

Minimise friction to onboard

In conjunction with our patented technology, we use a range of verified global databases and credit reference agencies as well as other technology to make sure that we minimise friction during the on-boarding process.

  • Electronic Verification (EV), applicable for some countries
  • Document Verification Service (DVS)
  • PEP & Sanctions
Get in touch

Interested to find out more about our products?

Our team is always happy to help.

Contact us